Making a complaint

At Solstar it is fundamentally important to us that everyone we deal with receives a first-class and highly professional service. However, we do recognise that very occasionally things do not go as planned, and in these rare circumstances we will do everything we can to rectify your issue.

We welcome all feedback and sharing your concerns with us helps us put matters right for you, and improve our service going forward.

We want to rectify any issues as soon as possible so no matter how you communicate with us, we’ll listen and act on your feedback. The easiest way is by talking to us about your feedback. Please call our compliance team on 020 3836 1888 or, if you prefer to email, you can reach us at customerservice@brightstarfinancial.co.uk

Our postal address is:

7, Woodbrook Crescent, Billericay, Essex CM12 0EQ

To help us investigate and resolve your complaint, please make sure you include:

• Your name and address
• The name and address of the representative that you have dealt with
• Any relevant account and policy numbers
• A description of your complaint and how you have been affected
• When your issue happened
• A contact number (or other preferred method of contact) and a convenient time to contact you

What happens next?

We promise to do everything we can to resolve your complaint as soon as we receive it.

We’ll get in touch with you to discuss your complaint and agree the resolution to the problem.

If we can resolve your complaint within three business days following the day we received it, we’ll send you confirmation of this and we’ll also let you know about the Financial Ombudsman Service (FOS) at this time.

For more complex issues, we may need more time to investigate your concerns. If this is the case:

• We’ll send you an acknowledgement letter outlining the next steps and when you can expect to hear from us.
• We’ll keep you updated of our progress throughout our investigation.
• We may need to contact you for more information using your preferred method of contact.

Our final response

Once we’ve completed a thorough investigation, we’ll give you a Final Response. This will outline the details of our investigation, how we reached our decision and what we’re going to do to put things right.

If for any reason you’re not happy with our decision, or it has been over 8 weeks since you first raised your concerns with us, you may be able to refer your complaint to the Financial Ombudsman Service.

We’ll send you the full details of our decision in a ‘resolution letter’, including your right to refer your complaint to the Financial Ombudsman Service. The Financial Ombudsman Service acts as an independent and impartial organisation which helps settle disputes between consumers and financial services businesses.

Please note that some aspects of buy-to-let, bridging finance, commercial lending or investment financing are not regulated by the Financial Conduct Authority and may fall outside of the jurisdiction of the Financial Ombudsman Service.

You can contact the Financial Ombudsman Service at:

Phone: 0800 023 4567 (free from fixed and mobile lines)

Web: www.financial-ombudsman.org.uk

Email: complaint.info@financial-ombudsman.org.uk

Post: Financial Ombudsman Service, Exchange Tower, London E14 9SR