The client was purchasing a bar he had previously worked in, closed since late 2024, with plans to relaunch it as a vibrant venue hosting cabaret events, drag brunches, and themed nights. The proposal was complex due to a late licence, designated dancefloor, multiple door staff, liability and stock requirements, and residential occupancy upstairs.

To address the wide range of risks, we worked closely with a specialist insurer experienced in entertainment and nightlife venues, ensuring every aspect of the business was protected under one tailored policy.

Our Solution:

• Full commercial coverage for events and entertainment
• Liability protection for employees and the public
• Coverage for contents and stock
• Protection for the client’s personal possessions in the residential area above the premises
• This specialist approach ensured the client had complete peace of mind with a tailored solution that addressed all aspects of the business under one comprehensive policy.